Southern Michigan Bank & Trust was established on 1/16/1872 and is headquartered at Coldwater, MI. It has over 16 branches in USA and employs around 164 employees. It is valued over 557143 million dollars (USD) and has more than 51378 customers.
Southern Michigan Bank & Trust offers online banking services to all its customers who wish to bank online securely. Online banking helps customers transact and query online, without having to visit the branch. One can also pay various bills online using internet banking provided by Southern Michigan Bank & Trust. They also have a mobile banking feature by which user can access there bank accounts using smartphone. The app is available in Android/Ios store.
45-51 West Pearl Street, Coldwater, Branch, MI
Southern Michigan Bank & Trust e-Banking Helper – Instructions
Step 1: Visit Official website of Southern Michigan Bank & Trust by visiting https://smb-t.com (Link will open in a new window)
Step 2: Visit Login Page
Step 3: Enter your User Id and Password and Press Login Button.
Note: In case you have forgotten your username or password you can press Forgot Password Button to reset your login credentials.
Step 4: You will be taken to your Savings/Checking Account Dashboard.
By following above steps you should be able to login in your Southern Michigan Bank & Trust account.
Features of Southern Michigan Bank & Trust
- Very low maintenance fees
- 24×7 Customer and Email Support
- All Deposits Insured by DIF
- Better interest rates
Services Offered by Southern Michigan Bank & Trust
- Savings Account
- Checking Account
- Certificate of Deposits (CD)
- Internet Banking
- Mobile Banking
- Debit Card
- Credit Card
|Bank Name||Southern Michigan Bank & Trust|
|OTS Docket Number||9655|
|Federal Reserve ID Number||822042|
|Address||45-51 West Pearl Street, Coldwater, Branch, MI|
|Bank Holding Company (Regulatory Top Holder)||SOUTHERN MICHIGAN BANCORP, INC.|
|Total Assets||557143 Million USD|
|Insurance Fund Membership||DIF|
|Amount ($) ” time deposits less than $100,000||43770|
|Time deposits of < $100,000: 3 months or less||6140|
|Time deposits of < $100,000: 3 – 12 months||14167|
|Time deposits of < $100,000: 1 – 3 years||16899|
|Time deposits of < $100,000: 3 or more years||16899|
Interest and Net Income Details:
|Total interest income (In Millions)||10367|
|Total interest expense (In Millions)||653|
|Net interest income (In Millions)||9714|
|Provision for loan and lease losses (In Millions)||150|
|Net income (In Millions)||3224|
|Net charge-offs (In Millions)||132|
|Cash dividends (In Millions)||1036|
|Net operating income (In Millions)||3205.76|